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Featured Article

The 50/30/20 Budget Rule: How One Simple Change Can Transform Your Finances in 2026

Learn the budgeting technique trusted by financial experts that could save you thousands this year.

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The £3 Supermarket Swap That Saves UK Families £2,400 a Year

One simple shopping habit switch is transforming family budgets across the UK. Here's exactly what it is and how you can implement it today.

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I Tried 7 Side Hustles for 30 Days — Here's What Actually Made Money

From freelancing to reselling, I tested the most popular side gigs. Discover which ones are worth your time and which aren't.

Energy Bills 2026: Every Discount, Grant and Switch That Will Cut Your Costs

Government support and switching strategies explained. Don't leave money on the table this winter. Here's your complete action plan.

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Martin Lewis Says Do THIS Before April — The Deadline That Could Cost You £1,000

A critical date is approaching that affects millions of UK residents. Miss it and you could lose valuable support. Here's what you need to know.

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How to Start Investing With Just £25: A Complete Beginner's Guide

Investing isn't just for the wealthy. Learn how micro-investing apps are making it possible for everyday people to build wealth from small amounts.

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Universal Credit 2026: The Complete Guide to What You're Entitled To

Changes to Universal Credit have left many confused. We've broken down everything you need to know and how much you could claim.

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Money Tools to Transform Your Finances

Free calculators and trackers designed to help you take control of your money

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Budget Calculator

Use the 50/30/20 rule or create a custom budget based on your unique situation.

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Savings Goal Tracker

Set ambitious savings targets and track your progress month by month visually.

Start Tracking →
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Debt Payoff Planner

Compare strategies like snowball and avalanche methods to eliminate debt faster.

Calculate Now →

Money Tips From Our Experts

1

The 30-Day Rule

Before making any non-essential purchase, wait 30 days. Most impulse purchases won't seem worth it after a month, saving you hundreds annually.

2

Automate Your Savings

Set up automatic transfers the day after payday. "Pay yourself first" before other expenses, even if it's just £25 per week.

3

Track Every Pound

For one month, write down every expense. This awareness alone typically reveals £200+ in unnecessary spending that you can eliminate.

4

Use the Power of Switching

Compare energy, insurance, and broadband annually. Switching providers takes 15 minutes and could save £500+ per year on household bills.

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Your Money Questions Answered

How much should I save each month? +
The 50/30/20 rule is a great starting point: 50% for needs, 30% for wants, and 20% for savings and debt repayment. However, everyone's situation is different. Start with what's realistic for your income and gradually increase over time.
What's the best way to pay off debt? +
There are two popular methods: the debt snowball (pay smallest debts first for quick wins) and the debt avalanche (pay highest interest first to save money). Choose based on what motivates you. Both work if you stick with them.
Where should I keep my emergency fund? +
Keep 3-6 months of expenses in a separate, high-interest savings account. You want it accessible but not mixed with your regular spending money. Consider NS&I Premium Bonds or fixed-term savings accounts.
Is it worth investing on a small budget? +
Absolutely. Apps like Freetrade and Trading 212 allow you to start with just £1. The key is consistency—even small regular investments compound over decades thanks to the power of compound interest.
How can I reduce my energy bills? +
Switch providers annually, use off-peak rates if available, insulate your home, and consider renewable energy schemes. Check if you qualify for government support programmes that could provide grants toward efficiency improvements.
What benefits am I eligible for? +
Visit entitledto.co.uk or speak to Citizens Advice for a personalized assessment. Benefits available include Universal Credit, Working Tax Credit, Child Benefit, and eligibility depends on your circumstances. Many people don't claim what they're entitled to.
How do I start a side hustle safely? +
Start part-time while employed, register with HMRC for self-assessment if earning over £1,000 annually, keep meticulous records, and understand your tax obligations. Avoid "get rich quick" schemes and build gradually.
Is my money safe in savings accounts? +
UK savings accounts are covered by the FSCS (Financial Services Compensation Scheme) up to £85,000 per institution per person. Use different banks if you have more than £85,000 saved to ensure full protection.
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